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#budget Photos & Videos

budget - 1.4m posts

HOT CHOC 🤓 Spending my Tuesday morning dreeeeaming of these hot chocolates from @pkbcoffee - so creamy, so chocolates and so good 🐷🍫 I’m usually a coffee lover (99% of the time) but how could anyone resist these !! 🌟
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#lifestyleblogger #foodblogger #fooddiary #whatiate #fdoe #healthy #eatwell #budget #healthychoices #treatyourself #studentlife #foodisfuel #strongnotskinny #londonliving #londonlife #healthyliving #travel #fashion #girlgains

Assalamualaikum dan Selamat petang 😊 Inginkan suasana tenang dan damai di Langkawi? Datanglah ke Air Terjun Telaga Tujuh yang merupakan tempat menarik di Langkawi.
Jika anda masih buntu untuk pergi kemana, sila hubungi kami untuk mendapatkan banyak package percutian yang menarik 😍. .
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#mhtt #matrixholiday #travel #holiday #vacation #malaysia #langkawi #selangor #package #cheap #budget #affordable #travellifestyle #travelasia #travelblogger #visitmalaysia2020 #blogger #influencer

Ma fave bed sheets are onnnn😍 as you can see I don’t like ironing 🤷🏻‍♀️

HALFWAY! 🥫 x 51
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When a student 😍 walks in with multiple boxes of food, and the staff and families begin to get on board! The students are seeing their advertising efforts building into a big pile of non-perishable goods at their collection point. .
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We are even using it in Maths Warm-Ups apparently - which is the only way I knew that we'd hit the halfway mark.
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Happy times 🙂🥫cant wait to deliver this with the students in time for Xmas! .
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#educator #moneymaths #thebarefootinvestor #treadyourownpath #sidehustle #saving #money #livethelifeyouwant #smashingdebt #career #job #lifestyle #budget #budgeting #howtosavemoney #worklifebalance #beingintentional #personaldevelopment #lifestyle #workingformyself #ozdebtfreecommunity #debtfreecommunity #debtfreecommunityaustralia #adulting #moneyblog

Hi! I’m Jill ! Let’s be friends! And YES my jacket is reversible and is authentic vintage barbie gear! I can be yours by commenting “MINE”.
$10

Please DM or email for payment and delivery details. Local pickup available. Thank you.
#dolledupbarbie #barbie #opshop #thriftshop #thrift #barbiestyle #recyclereuse #reduce #reuse #toys #kids #budget #secondhand #recycle #opshopfinds #barbiemakeover #thrifty #photooftheday #beautiful #fun #vintagebarbie #ilovebarbie #dolledup59forsale #barbieforsale #prelovedbarbie #buybarbie #upcycledtoys

When you are on a #budget and finally got a little bit of money left and want to let your #children know that you appreciate how good they are doing at #school .
These little #gifts that they get when they come home from school are just going to make them smile and be thankfull the rest of the year.
appreciate the small things will do a big thing
#appreciate #bethankfull #loveyou #momlife

Sinterklaas zoekt nog een leuke baby-oppasser. Kan jij het aan...? 1ste foto: De pop kost €6,99
De stoel met accessoires is nu tijdelijk in de aanbieding voor €7,99.
2de foto zijn verschillende accessoires en de prijzen gaan vanaf €1,99. .
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#nieuw #collectie #budget #budgettip #tip #newcollection #nieuwbinnen #tips #shopping #shoppen #zeeman #zeemannederland #budgetshopping #budgetidee #aanbieding #zeemantextielsupers #zeemandeutschland #zeemanfrance #zeemanespana #sinttip #sinterklaas #poppen #accessoires #5december #speelgoed #babystoel #babyaccessoires #blueeyes #browneyes @zeeman_textielsupers

Time is our most valuable resource, we must learn to spend it wisely ⏳
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I once heard someone say, we all have the same number of hours in the day as the people we look up to, so there’s really no such thing as “not having time” for something - what you’re actually saying is, “that’s not a priority to me” #ouch 😬
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Sometimes, someone gotta tell you what you need to hear 😂
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#financialindependence #personalfinance #savings #investing #retireearly #fire #networth #budgeting #debtfree #wealth #moneydiary #financialplanning #femaleinvestor #financialfreedom #etf #goalsmashing #workingwomen #rent #sidehustle #budget #ilooklikeaninvestor #time #priorities #productivity

Not going to lie I am a serial complainer if I’m not happy with something, but I didn’t even get mad on the phone this time and straight away they offered a full refund. I have been with them 7 years very loyal customer 🤷🏽‍♀️ ⁣

I can’t believe I have saved £65.50 from my December bills - it couldn’t have come at a better time!! ⁣

#debtfree #debtfreecommunity #financialfreedom #debtfreejourney #money #budgeting #budget #creditrepair #daveramsey #debt #finance #credit #creditscore #studentloans #personalfinance #goals #babystep #badcredit #debtfreedom #creditrestoration #daveramseybabysteps #frugal #debtisdumb #frugalliving #debtfreeliving #mortgage #debtsnowball #realestate #entrepreneur #threenetwork

Want to optimize your reach on #Instagram? No need to pump money into ads - you need to understand how it works.
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And a great way to gather followers and increase your reach is to give some thought about how to setup your account!
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Firstly, make sure your brand name is available throughout the socialmedia chanels you want to use. Your name should be clearly visible, spelled at least similarly on every platform, and there shouldn't be 100s of other accounts using variations of this name. So I used @thesocialmediascientist and not "mjv1982" - your goal/name should be clearly visible and ideally already describe what your purpose is.
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Secondly - make sure you use the account description properly and fully. If you are using Instagram for professional pruposes, make sure the description gives your potential followers the information they need. For example: I started as a #food - & #science #blogger (@millysmeltingpot) and spend almost 3 years learning how to use social media to grow my online presence. Now I share those tips for free on Instagram.
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Thirdly, make sure to use a few relevant hashtags in your description, so people who search for those hashtags come across your account. I want to attract small #business owners, that don't have a full #marketing #budget or department, and that want to use #socialmedia as a marketing tool.
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What experiences have you had so far? Make sure to share your tips with me in the comments or per DM - i'd love to learn from other perspectives too!
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#thesocialmediascientist #socialmediamarketing #marketingonabudget #freetips #marketingtips #social #marketingstrategy #entrepreneur #digitalmarketing #entrepreneurship #smallbusiness #contentmarketing #graphicdesign #onlinemarketing #socialmedia #socialmediatips #socialmediaqueen #socialmediamarketing #socialmediahelp #socialmediaexpert #socialmediatip #socialmediastrategy

Wir sind ready fürs Theater Crash heute Nachmittag. Alle haben sich im Schulunterricht auf das Thema Budget vorbereitet.
#budget #wissenwie #sichinformieren #allgemeinwissen #crash #theater #schule #lernen #wissen #wissenshunger #sgkb #forumtheaterzürich #heiden

Turned this bathroom around in a week. Super tight budget in readiness for new tenants. #carpentry #plastering #diamondvalleyconstructions #melbourne #melbournerenovations #budget #rentalproperty #bunningsspecial

Todays step towards sidehustle income...
> Pull 60 lemons off the tree
> Bag into lots of 10
> Price for $1
> Type ad for Facebook in the morning
> Put tub out while I'm at work tomorrow

Earn $$ while I earn $$ 👏👏

Remember I said I had been working on a craft project? Here it is! I've been experimenting with making a set of kids play food from felt. Felt is one of my favourite materials to work with because you can just cut it and stitch it. This whole project was done while watching TV using nothing but felt, scissors, a needle and thread! I did it over a week while watching TV in the evenings and really enjoyed it. They are stuffed with offcuts from the felt I had cut out too. Fun, brightly coloured, washable play food for children. I didn't use any patterns, just browsed Pinterest for ideas of feasible shapes. I just bought a pack of 40 sheets of felt on aliexpress for less than £2 too, so I'll make a couple more pieces (donuts, pasta. Ravioli and bread are all on the list) then they will be stored away in a denim bag upcycled from my old jeans until we have kiddiwinks of our own to play with them. They were simple to make and now seeing them all together I'm so happy with how they turned out!

This is what hubby said to me last night...
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‘Don’t be too hard on yourself’ 😊 I always want to save so much a month, send so much to debt and stick to a tight budget. I AM hard on myself. It bothers me if I don’t save £500 per month, stick to £50 grocery budget and reach my debt payoff date...
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But life happens. Some months are easier than others. Some months I can save loads more. Sometimes my kids eat me out of house & home so I’m always buying food...
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But one thing I know is that I’ll never get in debt again, my debt is always going down and yes one day it will be gone. That’s a fact...
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I might not save £10,000 in 12 months but I will save something which is better than nothing....
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And we are here to raise our kids, whether it’s treating them to a cheeky Macdonald’s or buying them some headphones, they grow so fast and you’ve got to enjoy that...
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So my Tuesday pearl of wisdom is ‘Don’t be too hard on yourself’ you’re doing great and you’ll never be in the place you used to be. If I write it enough times I might actually believe it 😬...
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Now I’m off for a day of sewing 🧵 have a good day everyone...
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#wisdom #beproud #ukdebtfreecommunity #debtfree #freedom #debtfreecommunity #instafamily #goals #focus #nospendweek #debtfreejourney #debtfreedom #financialfreedom #frugalliving #frugal #contentment #happiness #cashisking #budget #sidehustle #emergencyfund #sinkingfunds #babysteps #daveramsey #livelikenooneelse

I believe that you can save money if you are disciplined about it. I am a person who never compromises on the quality of things. You’d think this means I am ready to pay a high price but no, research can always help you find the right item at the right price.
First decide what you want, think about why you need it. The latter step might stop you from buying the item altogether. If not, then research in the area you live in, ask people, explore markets, and finally make the logical decision by not compromising on quality but not making a fool out of yourself by vendors either. My mantra to save money is “A rupee saved is a rupee earned”. The moment I started earning, I started supporting my family but with that I have also been saving for high expenses like marriage, buying a new car, travelling. This is how I do it:

I put aside a major chunk of money from fixed salary into committees (40%) to fulfill all the big expenses I have for myself, my house and family etc.
I give 30% of fixed salary every month to my parents for every day family expenses. I keep my personal expenses under 20% of fixed salary(that includes transportation, good food, clothes, fun and entertainment). Remaining 10% is sent to the bank account and I never touch them except for an emergency. Mostly the 40% I save from committees never get used more than 50% and I put that money in mutual funds that is Halaal and gives a good return every month and re-invest the earnings from it. The money I earn from side-incomes (freelance, business and assets) is a big bonus for my long-term savings.
#saving #earn #earnandsave #myoraan #budgeting #oraan #savings #longtermsavings #shorttermsavings #quality #compromise #mindful #budget #growth #halal #investments #shariahcompliant #bank #savingaccount #salary #rules #reinvest #committee #rosca #beesee

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I believe that you can save money if you are disciplined about it. I am a person who never compromises on the quality of things. You’d think this means I am ready to pay a high price but no, research can always help you find the right item at the right price.
First decide what you want, think about why you need it. The latter step might stop you from buying the item altogether. If not, then research in the area you live in, ask people, explore markets, and finally make the logical decision by not compromising on quality but not making a fool out of yourself by vendors either. My mantra to save money is “A rupee saved is a rupee earned”. The moment I started earning, I started supporting my family but with that I have also been saving for high expenses like marriage, buying a new car, travelling. This is how I do it:

I put aside a major chunk of money from fixed salary into committees (40%) to fulfill all the big expenses I have for myself, my house and family etc.
I give 30% of fixed salary every month to my parents for every day family expenses. I keep my personal expenses under 20% of fixed salary(that includes transportation, good food, clothes, fun and entertainment). Remaining 10% is sent to the bank account and I never touch them except for an emergency. Mostly the 40% I save from committees never get used more than 50% and I put that money in mutual funds that is Halaal and gives a good return every month and re-invest the earnings from it. The money I earn from side-incomes (freelance, business and assets) is a big bonus for my long-term savings.
#saving #earn #earnandsave #myoraan #budgeting #oraan #savings #longtermsavings #shorttermsavings #quality #compromise #mindful #budget #growth #halal #investments #shariahcompliant #bank #savingaccount #salary #rules #reinvest #committee #rosca #beesee

I believe that you can save money if you are disciplined about it. I am a person who never compromises on the quality of things. You’d think this means I am ready to pay a high price but no, research can always help you find the right item at the right price.
First decide what you want, think about why you need it. The latter step might stop you from buying the item altogether. If not, then research in the area you live in, ask people, explore markets, and finally make the logical decision by not compromising on quality but not making a fool out of yourself by vendors either. My mantra to save money is “A rupee saved is a rupee earned”. The moment I started earning, I started supporting my family but with that I have also been saving for high expenses like marriage, buying a new car, travelling. This is how I do it:

I put aside a major chunk of money from fixed salary into committees (40%) to fulfill all the big expenses I have for myself, my house and family etc.
I give 30% of fixed salary every month to my parents for every day family expenses. I keep my personal expenses under 20% of fixed salary(that includes transportation, good food, clothes, fun and entertainment). Remaining 10% is sent to the bank account and I never touch them except for an emergency. Mostly the 40% I save from committees never get used more than 50% and I put that money in mutual funds that is Halaal and gives a good return every month and re-invest the earnings from it. The money I earn from side-incomes (freelance, business and assets) is a big bonus for my long-term savings.
#saving #earn #earnandsave #myoraan #budgeting #oraan #savings #longtermsavings #shorttermsavings #quality #compromise #mindful #budget #growth #halal #investments #shariahcompliant #bank #savingaccount #salary #rules #reinvest #committee #rosca #beesee

Don't forget we have zip pay for purchases over $50! Get results faster without breaking your budget! #zippay #booknow #budget #spoilyourself #relax #results #youdeserveit #best #facebody #nothingtolose

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This #moneytip is here to remind you, why a budget is necessary.
Visit www.moneymaps.co.za and let us help you with your budget planning.
#moneytips #Chooseday
#tuesdaythoughts #budget
#freedom #planning
#moneymanagement

Good morning everyone! Thought I would start today with a debt check in.
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So, I know it’s not a lot of debt but it’s unnecessary and honestly keeps me up at night sometimes! .
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I have until July 2020 to pay it all off otherwise I’ll have to transfer the balances to another zero interest rate card (trying to avoid getting into more debt! 😩)
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Time to start hustling

#NewsUpdate | Finance secretary Rajiv Kumar on Monday said the government is in the process of approving Rs 20,000-crore of lifeline to the fund-starved NBFCs under the partial credit guarantee scheme announced in the budget.
The budget had proposed a partial credit guarantee scheme worth Rs 1 lakh crore under which public sector banks would buy high-rated pooled assets of financially sound NBFCs, including housing finance companies, amounting to Rs 1 lakh crore this year under which government will provide a one-time six months partial credit guarantee to public sector banks for first loss of up to 10 percent.

Read more about the news on the link given in our bio.
#nbfc #budget #realestate #realestatenews #realty #tuesday #newsalert #mustread #finance

Your security is our priority! Stress less about money management and do more of what you love.
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#fintech #fintechaustralia #finances #wlth #digital #portfolio #tech #budget #cashflow #startupsaus #personalfinance #property #analytics #data #superannuation #tools #calculators #money #savings

I’m not crying, you’re crying... but seriously, I am so excited. As soon as that paycheck hits our account Friday this loan is out of our life! Only 6 more to go until debt freedom. .
#debtfreecommunity #budget #budgetlife #debtisdumb #studentloanssuck #beweird #debtpayoff #debtavalanche #debtsnowball #debtfreedaydreams #studentloansunday #monthlydebtnumbers

[CASHBACK] Click Frenzy is on TONIGHT and the CashRewards $10 promo is back - Give $10, Get $10 after your friend’s first transaction of $20 is approved! Follow the link in my bio ➡️🖥 NOTE this promo doesn’t include the 5% eGiftcards only normal purchases. #clickfrenzy
#cashrewardsau @cashrewardsau 💰👏
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#ourbudgetingjourney #food #groceries #groceryhaul #shopping #frugal #cashback #consumerdebt #debt #moneymatters #debtfreecommunity #debtfree #debtfreelife #debtfreejourney #budget #budgetlife #babysteps #daveramsey #barefootinvestor #financialfreedom #financialgoals #ozdebtfreecommunity #ozdebtfreejourney #sharingiscaring #budgetmum #debtfreecommunityaustralia #australiadebtfreecommunity #showmethegroceries

ALHAMDULLILAH REZEKI 😍 FEEDBACK CUSTOMER ❤️❤️❤️
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thank cust sbb percaya ngan service admin , admin sangat hargai uolsss tauu 💕💕
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tak sabar admin nak gift2 yg comel2 untuk uolss , ape lg jom order ngn admin , harga mampu milik tau!!!💙💜
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@polaroidmurahgiler
@polaroidmurahgiler .
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#polaroidmurah #decor #roomdecoration #gambar #Setiawangsa #kualalumpur #instafamous #igshopmalaysia #produkmuslim #remaja #budget #wedding #tunang #askar #navymalaysia #sayajualmurah #sayajualkeranaallah #sayajurukamera #kameramurah #decoracioninteriores #picturemalaysia #keramat #cucicepat

In the world of memes you relate to and memes you don't.  This is one of them which feel like they are a personal attack on you. From spending on those rad looking glasses online to paying for that fancy make-up date with your girlfriend because you forgot the anniversary when you can only see a hole in your wallet, it's time to start planning. Planning your finances. So today I took the first step and downloaded this saving app called Easyplan. I've put in my goals, and am going to start saving regularly for them. The app promises safe, smart returns + instant withdrawal + no penalties for skipping. It was super simple to set up. I'm pretty excited! Wish me luck!
https://bit.ly/30NWhsG

#easyplanyourgoals #easyplan #easyplanindia #savingmoney #financialfreedom #investing #finance #investment #budget #savings #budgeting #motivation #goals #business #financialplanning #savemoney #moneysaving #personalfinance #entrepreneur #save #moneytips #investor #debtfreejourney #couponcommunity #wealth #bhfyp@

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This week's dinners will be inspired by @losingdebt_gainingfreedom #eatdownthefreezer challenge from a few weeks back. As it will only be a month or 2 before I move I want to go minimalist with my freezer/fridge and pantry only keeping what I need.
Tonight I made quesadillas using up mince and tortillas from the freezer. I used avo, tomato, cucumber, capsicum and cheese from the fridge and coriander from the garden.
The best thing it took 15 minutes to have dinner on the table.
What's for dinner at your place?
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#budget #budgetmum #budgeting #cooking #baking #eating #healthy #tacos #tuesday #dinner #kids #food #freezerchallenge #freezer #fridge #pantry #garden

NETWORKING FOR INTROVERTS 🤷‍♀️⠀⠀⠀⠀⠀⠀⠀⠀⠀
In my head, I'm a pro networker. I see it in my mind how I want it to go – me walking up to groups of people, explaining clearly and succinctly what I do with sublime eye contact and flawless inflection, slipping them my business card and inviting them to tell me about themselves with a charming sense of intrigue. In reality it's a lot of bumbling, sweating, half baked eye contact and ending with something like "so, ummm, yeah...". 🤦‍♀️⠀⠀⠀⠀⠀⠀⠀⠀⠀
For introverts, our internal dialogue takes over. We spend so long worrying what people thought when we accidentally spat while introducing ourselves, that we struggle to sustain the conversation after the obvious hellos and what-do-you-dos. 💩⠀⠀⠀⠀⠀⠀⠀⠀⠀
So how can introverts network and get real value from nervously chatting to strangers?⠀⠀⠀⠀⠀⠀⠀⠀⠀
💕START ONE-ON-ONE: What I've learned over the past year, is if you're not comfortable networking in big groups, you don't have to. Starting with one-on-ones is so much easier, and the sheer fact that there's only two of you in the conversation means you'll work together to keep the chatter flowing.⠀⠀⠀⠀⠀⠀⠀⠀⠀
💕MAKE YOUR CONNECTIONS AFTER THE EVENT: If you're not confident enough to walk up to someone out of the blue, note down their name and connect with them digitally after the event. Mention you spotted them there (maybe they're presenting, or you saw their name badge) and would love to catch up for a coffee. People meet so many people at events, they likely won't even realise you didn't properly speak at the event.⠀⠀⠀⠀⠀⠀⠀⠀⠀
💕REHEARSE YOUR INTRODUCTION: I used to worry it would sound too robotic, but summing up what you do in one clear sentence is your secret weapon. Once that's over, people will ask questions and you'll have more prompts to continue chatting.⠀⠀⠀⠀⠀⠀⠀⠀⠀
💕REHEARSE AN EXIT: Having an exit line is also helpful. Things like "I've just spotted an ex-colleague, I must say hello – catch up with you later" often work well.⠀⠀⠀⠀⠀⠀⠀⠀⠀
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Being an introvert doesn't mean you can't network! 🤓

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-Beauty on a Budget-
For the past few years I've been doing my own waxing, dying and tinting.
I pretty much only get my hair cut like 4 times a year if that but I have a fringe and get that done at least every 2-3 months (costs me $5 🙌) I have tried to do my fringe on my own in the past and have majorly effed it 😬🤦😂
I dye my hair the same colour it already is so it's more of a touch up than a dye . It's $10 every couple of months .
The tint kit was $20 and I've had it nearly a year and still have at least 2 more tints left in it .
The wax I get is like $8 a month . I used to spent $40 a month getting them done 😬
#beautyonabudget
#diybeauty
#diy
#savingmoney
#budgettips
#budget
#selfcare
#minimalist
#minimalism
#minimalistmum
#aussiemum
#australian
#mumlife

With great pride & a bucket of nerves, I present to you @candoit_za 😁 another way I get to work with my passions 👌🏼 .
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With a love for creating, I want to work with brands, bands and people in general who think quality media is out of their budget. .
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We can do it. Please follow & share if you know of anyone in need.
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#capetown #southafrica #media #business #videoeditor #photography #candoit #budget #professional #quality #brands #marketing #local #localislekker #community #culture #networking

// ATO AUDIT ON THE CARDS ~ DON'T STRESS WE GOT YOU //⠀
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When you get a letter or a call from the ATO its not uncommon to feel a little anxiety. But audits don't have to be stressful and if you have done the right thing, you don't need to worry.⠀
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The ATO also knows that people make genuine mistakes and the best position is always to be upfront about it.⠀
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If the ATO has come knocking, connect with us here at NKT Tax and take the stress out of your audit.⠀
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Want to know more about the audit process from the ATO's perspective? Check it out here:⠀
https://www.ato.gov.au/Business/Privately-owned-and-wealthy-groups/What-you-should-know/Tailored-engagement/Audits/ #Typicalauditprocess
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#NKTTAX #INNOVATE #AFFORDABLE #TEAMWORK #INCOMETAX #INVESTMENTPROPERTY #FINANCE #BUDGET #BUDGETING #LOCAL #TAX #SMALLTEAM #GOODBUSINESS #SUPERe

Trying to get back on a mainly cash budget. #budget #planner #happyplanner #budgetplanner #cashbudget #cashenvelopes

You spend almost 8 hours everyday at your Office , Obviously it shouldn’t be boring !! Right ?
We at the The Hype Design create energetic and larger than life workplaces without burning a hole in your pocket !! 🤪

Contact us for more details @8882181408

#Office #Interiors #budget #designing #THD #TheHypeDesign #keepconnected

Bonjour à tous !
Pour vos commandes d'accessoires, vos cadeaux de naissances, d'anniversaires ou que sais-je, si vous avez un budget prédéfini, voilà de quoi vous aiguiller pour réussir à choisir ce que vous désirez en restant dans votre budget !
Les frais de port et d'emballage sont inclus dans les prix (excepté pour les barrettes), comme ça pas de surprise !
Si vous avez d'autres idées, n'hésitez pas à m'en parler ;) Belle journée !! #budget #fdpi #organisation #hélégance

Top #budget posts

Welcome to my fridge. There is nothing. Nada. Diddly Squat. Zilch. Food is nonexistent.

For the past three months, I have been traveling. I haven't had the time, and I didn't want food going to waste while I was gone.

Truthfully, that is somewhat of an excuse on why I haven't been meal planning. I jumped off that train almost 4 months ago.

I keep saying I'm going to start doing it again, but I never do. So, I have a plan in December.

Starting December 1st, I will be doing crockpot December. I was cleaning out my storage unit, trying to find all of my winter boots, and there it was. Staring at me.

I do have a Instant Pot, but I heard the crockpot function doesn't work as well due to how the heat is distributed. So, I'm breaking out my old crockpot.

I forgot how much I like crockpot recipes. Plus, being able to get the meal ready in the morning, rather than at night is going to help me tremendously.

I'm going to challenge myself to use all of the meats I already have in my freezer and base my recipes around that.

I will be documenting all of the crockpot recipes that I make next month, with my weekly meal plans and shopping lists.

So, who is with me? Do you have a crockpot just sitting at home?
#crockpotchallenge

On my way to Planet Hollywood Costa Rica.

Vacation Budget = Peace of Mind
Cash Spending = Stress Free

And that's the best way to feel while on vacation🌴🌴
#cashenvelopesystem

A little fun for the day....⠀

Be consistent with your budget. The Cash System Wallet can help.⠀
Learn more: click link in profile⠀⠀
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#daveramsey #cashenvelopewallet #cashenvelopesystem #debtfreecommunity #debtfreejourney #debtfree #debtfreeliving #budget #budgeting #daveramseybabysteps⠀⠀⠀⠀
#cashsystemwallet #TheBitLoomCo #cashsystem⠀⠀⠀⠀
#cashenvelopes #DaveRamseyEnvelopeSystem⠀⠀⠀⠀
#financialpeace #cashflow #coupon #couponing⠀⠀⠀⠀
#couponcommunity #couponers #debtisdumb⠀⠀⠀⠀
#finance #savemoney #findwalletpeace #sidehustle

There’s nothing I love better than a win-win situation! And that’s exactly what today’s post is all about, when saving money also happens to be good for the environment!

Let’s face it, there’s a lot of things that are great for the environment, but are cost prohibitive or extremely inconvenient. Not these examples!

What’s your favorite environmentally friendly swap? ⬇️ are 4 of my favorites that will actually SAVE you money.

1️⃣Use a reusable cup, I don’t go anywhere without mine. Plenty of coffee shops, including @starbucks, will even give you a discount for bringing your own cup.

2️⃣A couple years ago I stopped buying dryer sheets and bought wool dryer balls instead. They’re about $10 on @amazon for a pack of 6. I used 2-3 in the dryer depending on the size of the load.

3️⃣California passed a law that banned free shopping bags. Typical of California 🙄 If you go to @target you either pay .10 cents a bag or you can bring your own reusable ones. Target will even give you a .5 cent credit for each reusable bag you bring. Talk about a win-win!

4️⃣LED lightbulbs last 6x longer than fluorescent lightbulbs, and the majority of the energy used
is converted into light and only 5% is wasted as heat.
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#ecofriendly #ecofriendlyliving #ecofriendlyproducts #ecofriendlyswaps #cash #budget #vanguard #2019goals #emergencyfund #everydaymillionaire #cashisking #debtfreecommunity #dfcbudgets #personalfinance #financialliteracy #debtfree #dfcgoals #dfc #debtfreecommunity #debtfreeliving #budgettingtips #budgetliving #frugalliving #debtfreelife #savingmoney #savings #TheBudgetBlonde

Today, my dream home journey begins.

Even though we are in the very beginning stages of only looking at land options, I am one step closer to my dreams.

When I announced to the world I planned on buying my dream home with cash, many didn't understand my reasoning. I got mixed emotions, and sometimes judgmental comments.

Deep down, I knew I had to follow my heart. For me, sacrificing and working hard to use cash was the only way. Peace of mind is what I am fighting for.

I run a multi-million dollar debt free business, and I live on $4,232 a month.

Getting to this point, I put all of my business income into funding next year's expenses, and everything else, every single penny I saved for this moment.

Wealth is not gained by how much income you make, real wealth is gained by the lifestyle you choose to live. It's finding happiness not in money, but in the things money just can't buy. It's learning to be grateful with what you have, the people that surround you, and having the mindset of not always wanting more.

Today, I moved everything I have saved from my business the entire year into my house savings account.

I budget my business income the same way I do my personal paychecks. I track every penny, I estimate my expenses, I create a plan for every dollar, and I still challenge myself to save everything that I can. I complete the same savings challenges, spend my money, and dedicate myself the same way I did when I was only making $24k a year.

The question I have asked myself the last three years - "if I spend now, what am I giving up in the future?" is now clearer than ever. I would be giving up this moment. A moment I wouldn't give up for anything in the world.

I will now start sharing my entire Dream Home Journey. From the land purchase to costs, I will continue my mission on being transparent on my financial journey. A mission I dedicated myself to so long ago.

Today, is the beginning of a new journey.
#financialgoals

How many of us are not able to give as much as we’d like to right now because the budget is tight? I give small amounts monthly to some of the causes close to my heart, but I always wish I could give more.

I’m honored to team up this giving season with @GreenDotBank for a #Greensgiving giveaway to celebrate the launch of their new Unlimited Cash Bank Bank Account! This is a checking account that gives you 3% cash back on online and in-app purchases, just like a credit card, but without the credit card! Use your cash back to beef up your savings, on your travel dreams, your cute kiddos, whatever is #worthsavingfor in your life.

Green Dot wants to give back in a big way, with a #Greensgiving cash GIVEAWAY! 4 lucky winners will win $250 for themselves AND another $250 for a charity of their choice!

To enter for a chance to win✨:
1. Follow @greendotbank on Instagram
2. Tag 3 friends below and mention which charity you would donate to!

Entries valid until Dec 1, 2019 at 11:59pm. *Winner will be selected and contacted by Green Dot Bank by Dec 6th *Open to US residents 18+ years. Per Instagram rules, this promotion is in no way sponsored, administered, or associated with Instagram, Inc. By entering, entrants confirm that they are 13+ years of age, release Instagram of responsibility, and agree to Instagram’s terms of use.

Good luck friends! #Sponsored

You have NO IDEA how much joy this cash envelope brings me. The thought of being PREPARED for Christmas and promising to not go into debt to buy gifts is so freeing.⁠⠀
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We've been saving about $100 each month for the past year. Yes, there were times when I didn't want to send another $100 to this envelope. There were times when I'd rather spend it on myself.⁠⠀
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But you know what? We've made saving for Christmas non-negotiable in our family. That means we do it without thinking. Without fail. We save.⁠⠀
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As I'm buying all the gifts this month, I'll be so happy that past Allison decided to save money each month.⁠⠀
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If you're on my email list, I gave you access to this gorgeous envelope (and others!) today. ⁠⠀
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If you're not on my email list but want a copy of my Christmas envelopes, then join my Budgeting Basics Email Course. It will come with a link to my Free Resource Library where you'll find all my freebies!⁠⠀
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Do you save for Christmas throughout the year as well? Let me know in the comments!⁠⠀
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#inspiredbudget #cashenvelopes #cashenvelopesystem #budgettips #budgettip #savemoney #savingmoney #moneysaver #savings #daveramsey #cashisking #financialpeace #financialfreedom #financialindependence #personalfinance #personalfinanceforwomen #budgeting #budget #debtfreecommunity #debtfreedom #debtfreelife #debtfreejourney #debtfreeliving

Things I’ve been bad at since being pregnant:⠀

1. Showing up to work late (which is a pet peeve of mine)⠀
2. Not eating super healthy (trying to eat whatever doesn’t make me nauseous but now that I’m feeling better, I need to start eating better)⠀
3. Going over budget on groceries (buying anything that sounded okay to eat when we were at the store)⠀
4. Being bad at cooking (this was a pre-pregnancy thing too. Ha!)⠀

But I knew all these things need to change. Somehow, meal prepping fixes all those things!⠀

Last night I made Teriyaki chicken in the instant pot. Super simple, yet I was honestly nervous about it because I don’t like to handle raw meat. 😬 but it was sooo easy!! And tasty too. ⠀

It’s amazing how taking just a little bit of time to plan and prep meals for the week, you can be better with time management, health, and your budget!⠀

#thebudgetingwife #debtfreecommunity #debtfree #debtfreejourney #pregnant #pregnancy #12weeks #firsttrimester #secondtrimester #mealprep #mealplanning #groceryshopping #instantpot #teriyakichicken #savemoneyonfood #eatingout #rawmeat #timemanagement #budget #budgetingtips #budgeting

I spent some time after work cleaning the kitchen and doing laundry so we could start the weekend with a clean house! ⁠

Now it's time to sit down and do the budget! Yesterday was payday, and we didn't budget. 😱Life got in the way, but the good news is we didn't go anywhere or spend any money. ⁠

This is our third paycheck using You Need A Budget. The first paycheck, we were off by a lot... like $200. I have no idea what I did wrong and didn't have the patience to dig in. Luckily, I noticed before we spent all the money! I'm about to see how we did on the second paycheck. 🤞⁠

Here's our process: ⁠

1. Reconcile the account to make sure our bank account matches what's in YNAB. Adjust if necessary.⁠

2. Add Josh's paycheck (and set up as a recurring income every two weeks). ⁠

SIDE NOTE - at our work in California, we could use our badges to buy food, and we did... a lot. Now that we can't do that anymore, I know exactly how much our paychecks are. ⁠

Which has also lead to an increased food budget because we were stealing money for food from our future selves by using our badges.⁠

3. Go over the budget with Josh. We will talk about every single line item and decide on an amount together. ⁠

4. Pay all bills.⁠

5. Move money to savings.⁠

What does your budget meeting look like? ⁠

I want to improve ours by turning off all distractions. TV and phones!⁠

#debtfreecommunity #debtfreeinsunnyca #livingthatbudetlife #firecommunity #daveramsey #debtfreejourney #financialfreedom #debtfree #personalfinance #budgeting #financialsuccess #moneytips #moneygoals #budget #babystep1 #babystep2 #babystep3 #debt #zerobasedbudget#fire #financialindependence #budgetmeeting #cleankitchen #teamwork #ynab #youneedabudget #ynabcommunity

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